Shirley Zhao Auto & Home Insurance 车险 · 房险
Licensed Ontario Broker · WellCare Insurance安省持牌经纪 · WellCare Insurance

Protection, crafted for what you've built. 为您所建立的一切,定制周全保障。

Auto and home insurance, quoted across multiple Canadian insurers and explained line by line, in English or Chinese. This is insurance as a personal service. 车险与房险,多家加拿大保险公司比价,逐条讲解,中英文皆可。这是真正的一对一保险服务。

Backed by WellCare Insurance, Shirley serves drivers and homeowners across the Greater Toronto Area, from first cars and first homes to growing families and portfolios, with one broker on your file from first quote to claim. 依托 WellCare Insurance,Shirley 服务于大多伦多地区的车主与业主。从第一辆车、第一套房,到不断成长的家庭与资产,从首次报价到理赔,始终由同一位经纪为您跟进。

Client testimonials客户评价

"Good insurance is quiet. You choose it carefully once, then live without worrying about it."「好的保险是安静的。用心选好一次,之后便可安心生活。」

Shirley ZhaoShirley Zhao
Multiple insurers多家公司比价 English & 中文中英双语 Response within 1 business day1 个工作日内回复
Complimentary quote免费报价

Request your estimate获取您的报价

Two minutes. No obligation. Shirley replies personally.两分钟完成,无任何义务,Shirley 亲自回复。

Coverage保险类型 *
Follow-up language联系语言

Your information is used only to prepare your quote. Never shared or sold.您的信息仅用于准备报价,绝不分享或出售。

Thank you. Your request has been received. Shirley will contact you within one business day. 谢谢。您的申请已收到,Shirley 将在一个工作日内与您联系。
The Shirley Zhao standardShirley Zhao 的服务标准

A policy is a promise. It should be chosen with care, explained without jargon, and honoured by someone who knows your name. 保单是一份承诺。它应当被用心挑选、通俗讲解,并由一位记得您名字的人来兑现。

Automobile on an open road 汽车保险
Auto insurance汽车保险

For the drive ahead.为前方的每一段路程。

From first cars to family fleets, Shirley compares Ontario's insurers to place you with the coverage, and the price, that fits.从第一辆车到多车家庭,Shirley 为您比较安省各家保险公司,找到最合适的保障与价格。

  • Liability, collision & comprehensive责任险、碰撞险与综合险
  • Newcomer & international driving history support新移民与海外驾龄认可协助
  • Multi-vehicle & winter tire savings多车折扣与冬胎优惠
Request an auto quote获取车险报价
Family home 房屋保险
Home insurance房屋保险

For everything under your roof.守护屋檐下的一切。

Houses, condos and rentals, protected against fire, water, theft and liability, with limits that reflect what your home is truly worth.独立屋、公寓与出租物业,全面防护火灾、水损、盗窃与责任风险,保额与您房屋的真实价值相匹配。

  • Homeowner, condo & tenant policies自住房、公寓与租客保险
  • Fire, water damage & theft protection火灾、水损与盗窃保障
  • Bundle with auto for preferred rates车房同保,享优惠费率
Request a home quote获取房险报价
Why clients stay客户长期信赖的原因

Service in three principles.三项服务原则。

Fluent in both worlds真正的双语沟通

Every policy, renewal and claim explained clearly in English or Chinese. You sign nothing you don't fully understand.每份保单、续保和理赔都用中文或英文讲解清楚。没有完全理解的条款,您不会签字。

The market, not one brand比较市场,而非推销一家

Backed by WellCare Insurance, Shirley quotes multiple insurers and negotiates on your behalf.依托 WellCare Insurance,Shirley 向多家保险公司询价,并代您争取更好的条件。

One broker, always始终是同一位经纪

From first quote to claims, one person knows your file. When something happens, you call Shirley.从首次报价到理赔,始终由同一个人熟悉您的情况。有事情,直接找 Shirley。

"I'm a newcomer to Toronto, and when I bought my first car here, I had no idea how insurance worked. My car dealer recommended Shirley. She was exactly as they described: patient, experienced, and always explains things clearly. Everything was handled smoothly and I was able to pick up my car without any delay."「我是刚来多伦多的新移民,在这里买第一辆车时完全不懂保险。车行向我推荐了 Shirley,她正如他们所说:耐心、专业,解释得清清楚楚。整个过程非常顺利,我按时提车,没有任何延误。」

ShuqiaoShuqiao

"My insurance renewal went up a lot because I had tickets and an accident, and my previous insurance company was no longer willing to insure me. I was pretty stressed, but Shirley was really helpful. She asked me about my situation, explained everything clearly, and we ended up finding a policy with a good price and great coverage."「因为有罚单和事故,我的续保价格涨了很多,原来的保险公司也不愿再承保。我当时很焦虑,但 Shirley 非常耐心地了解我的情况,把一切都解释得很清楚,最后帮我找到了价格好、保障也好的保单。」

Guanye GaoGuanye Gao

"She helped me find home insurance with the coverage I needed and patiently explained the policy to me in Chinese. When I experienced a claim, Shirley took the time to answer my questions, explain what was happening, and help me understand the next steps. Her patience and professionalism made the situation much less stressful."「她帮我找到了保障合适的房屋保险,并用中文耐心地为我讲解保单。理赔时我有很多问题,Shirley 一一解答,帮我理清每一步。她的耐心和专业让整个过程轻松了很多。」

Li WangLi Wang

"My wife and I have been with Shirley for about 3 years. During this time, we had claims and also switched insurance companies. Shirley helped us with everything and made sure all the paperwork was done properly. She always explains things clearly and makes the whole process much easier for us."「我和太太跟 Shirley 合作大约三年了,期间经历过理赔,也换过保险公司。Shirley 全程帮我们处理,确保所有文件都办得妥妥当当。她总是解释得很清楚,让整个过程省心了很多。」

Fanrui MengFanrui Meng

"I've been with Shirley for many years, ever since I bought my first car. Whenever I'm unsure about something, I usually check with Shirley first. She always takes the time to explain my options and give me advice before I make a decision, which has saved me a lot of trouble over the years. She's reliable, knowledgeable, and someone I've come to trust."「从买第一辆车开始,我就一直跟着 Shirley。遇到拿不准的事,我都会先问她。她总是花时间帮我分析选择、给出建议,这些年省了我很多麻烦。她可靠、专业,是我信任的保险经纪。」

Lifang MaLifang Ma

"I've been working with Shirley for about five years now, and she has always been great to deal with. She takes the time to look around and try to get me the best rate for both my home and auto insurance. She is also very responsive and always gets in touch with me in a timely manner when it's time for renewal."「我跟 Shirley 合作差不多五年了,她一直都非常好。每次她都会花时间帮我比较,争取把我的车险和房险都拿到最好的价格。到了续保的时候,她也总是及时主动联系我。」

Alicia MaAlicia Ma
Common questions常见问题

Answered plainly.直截了当的解答。

Does it cost anything to get a quote?获取报价需要付费吗?
No. Quotes are completely free and carry no obligation. As a broker, Shirley is paid by the insurance company you choose, not by you.不需要。报价完全免费,也没有任何义务。作为经纪,Shirley 的佣金由您选择的保险公司支付,而不是由您支付。
I'm new to Canada without Canadian driving history. Can I get affordable coverage?我是新移民,没有加拿大驾驶记录,能买到划算的车险吗?
Yes. Some insurers recognize foreign driving experience or a claims letter from your previous insurer, which can significantly lower your premium. Shirley regularly places newcomers with insurers that credit international history.可以。有些保险公司认可海外驾驶经验或原保险公司的无理赔证明,这能大幅降低保费。Shirley 经常帮新移民找到认可国际驾龄的公司。
Can I save by bundling auto and home?车险和房险一起买能省钱吗?
Usually yes. Most insurers offer a multi-line discount when you insure your car and home together, often saving 10-20% on each policy.通常可以。大多数保险公司对车房同保提供多险种折扣,每份保单往往能节省 10% 到 20%。
Is service available in Chinese?有中文服务吗?
Yes. Shirley provides fully bilingual service in English and Mandarin Chinese, including quotes, policy explanations, renewals, and claims support.有。Shirley 提供完整的中英双语服务,包括报价、保单讲解、续保和理赔协助。
Get my free quote立即免费报价